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WEALTH MANAGEMENT SERVICES
OUR APPROACH
We founded Alcove Private Wealth as an independent wealth management firm in order to create a client-centric culture. We get to know you and your family, and understand your goals and priorities. That is the foundation for a truly personalized strategy.
Financial Planning Services
In the financial planning process, we listen before speaking, thoroughly explain your options, and always respect your decisions. We will work together to create a strategy specific to you, then review at regular intervals to ensure that you’re always on track.
Investment Management Services
We understand your many investment needs and utilize timely and appropriate strategies to pursue both short and long-term goals. As a fiduciary in advisor relationships, we provide professional and independent advice, putting your best interests first.
PLANNING FOR LIFE STAGES
Build A
Foundation
For those just starting out, a plan to address short and long-term savings goals:
- Emergency Fund
- Travel
- Graduate School
- Wedding
- Retirement Plan
Balance Financial Responsibilities
When life gets more complex, a plan to provide you with a roadmap:
- Buy a Home
- Have a Family
- Plan for College
- Start a Business
- Prepare for the Unexpected
Transition to
Spending
As you transition from saving to spending, a plan to cover all bases:
- Fund Retirement
- Optimize Social Security
- Mitigate Medical Costs
- Care for Aging Parents
- Assist Dependents
- Protect Family Finances
Preserve &
Transfer Wealth
When you wish to leave no stone unturned, a plan to preserve your legacy:
- Ensure Financial Longevity
- Gift to Family
- Fulfill Charitable Goals
- Tax-Efficient Wealth Transfer
- Optimize Estate Planning
Ongoing Planning with investment management
For Investment Management clients, after the initial financial plan is delivered, ongoing revisions are included in your management fees. As clients move through life stages, increased complexity may require an incremental fee.
Ongoing financial planning and consulting
For financial plan-only clients, continue to engage with us to monitor, update, and implement your financial plan for a reduced on-going annual fee with options to pay either monthly or quarterly.
INVESTMENT MANAGEMENT SERVICES
Portfolio Review
Investment Selection
Rebalancing
Gain/Loss Harvesting
Tax Efficiency
Risk assessment
Asset Allocation
Protection Strategies
INVESTMENT FEE SCHEDULE
Fee-Based Assets | Fee |
---|---|
Up to $1MM | 1.10% |
$1MM to $2.5MM | 1.00% |
$2.5MM to $5MM | 0.90% |
$5MM to $10MM* | 0.75% |
*Assets over $10MM will be priced accordingly |
BEYOND THE INDIVIDUAL
We are passionate about making a positive impact on our client’s lives, our community and the planet. For that reason, we offer a Sustainable and Responsible screened version of every portfolio that we manage. So, you don’t have to sacrifice performance to feel good about what you own. Your portfolio can help you pursue your goals and contribute to a greater good at the same time.
Partnerships build legacies.
Plan for your future so you can live for today.